Summary - Flat 25 Brian Roberts House, Beach Street CT6 5PW
2 bed 1 bath Apartment
Over 60s lifetime-lease opportunity near Herne Bay seafront and town amenities.
Vacant, recently redecorated second-floor retirement flat with lift access
Guide Lifetime Lease price £53,250; full market value £80,000
Small size (approx 420 sq ft) — compact rooms and kitchen
72 years remaining on lease — lenders may refuse mortgages
High flood risk for the area; check insurance implications
Local crime level reported as very high — consider security needs
Electric storage heating; kitchen dated and may need modernising
Below-average service charge and very low council tax; low running costs
This second-floor retirement flat offers a compact, low-maintenance base in central Herne Bay, freshly redecorated and ready to occupy. The building has a lift, communal lounge and laundry, and the flat is vacant for immediate possession. It suits someone seeking a small, manageable home close to town amenities and the seafront.
Over-60s can consider the Home for Life Lifetime Lease route, which typically reduces the upfront cost compared with full market price; the guide Lifetime Lease price for this property is £53,250 (market value £80,000). The plan allows purchase of up to a 50% share of the property value to protect equity; the exact price depends on age and individual circumstances.
Important practical points are clear: the flat is small (approximately 420 sq ft) with compact rooms and a kitchen that would benefit from modernization. Heating is by electric storage heaters and the property is on a 72-year lease — lenders may refuse mortgages because of the remaining term. There is a high flood risk for the area and local crime levels are reported as very high; these factors should be checked carefully.
Service charges are below average and council tax is very low, which helps running costs. Broadband speeds are average and mobile signal is excellent. For anyone seeking an affordable, low-upkeep retirement base and willing to accept the constraints listed, this is a pragmatic option close to town facilities and transport links.
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