Summary - Flat 2, 135 Station Road CT6 5QA
1 bed 1 bath Ground Flat
Affordable retirement option near station and seafront with communal garden.
Chain free ground-floor one-bedroom flat in central Herne Bay
Available via Homewise Lifetime Lease for over-60s (price varies)
Communal garden; short walk to station, seafront and local shops
Lease c.55 years—many lenders may refuse mortgage lending
Service charge £560 pa; ground rent £600 pa (relatively high)
Solid brick, pre-1900 build with no assumed wall insulation
Electric storage heating and double glazing; may need heating upgrade
Area has high crime and very high deprivation—affects resale/lets
This ground-floor one-bedroom flat sits in central Herne Bay, a short walk from the station, seafront and local shops. Offered chain-free and marketed through a Lifetime Lease option for over-60s, the Home for Life plan can reduce the purchase price substantially depending on age and chosen share. The communal garden and Victorian red-brick building give period character and outdoor space without private garden upkeep.
The flat is best suited to retirement buyers or investors prepared for a modest, lower-cost property. Accommodation is compact — lounge/kitchen, double bedroom and bathroom — with electric storage heating and double glazing. Construction predates 1900 with solid brick walls and no known insulation, so heating costs and comfort should be considered.
Important lease and cost facts: the remaining lease is about 55 years and some lenders may refuse mortgages on such terms. Service charge is £560 pa (below average) but ground rent is £600 pa (comparatively high). The property is in an area with high crime and very high deprivation indicators, which affects long-term resale and lettability.
This is a practical, affordable option for an over-60 buyer wanting a low-entry home near transport and amenities, or an investor seeking a central, small flat to let. Buyers should verify lease, lender eligibility, and factor potential refurbishment (insulation, heating, internal updates) into budgets.
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