Summary - 18 CHISLET COURT HERNE BAY CT6 8PD
1 bed 1 bath Flat
Low-entry retirement ownership with communal facilities and balcony views.
First-floor one-bedroom retirement apartment, vacant with no onward chain
This one-bedroom retirement apartment sits on the first floor of Chislet Court, a short walk from Herne Bay’s shops and seafront. The flat is vacant with no onward chain, freshly presented and fitted with a replacement kitchen, twin balconies off the main rooms and access to communal lounge, gardens and roof terrace — useful for socialising or a quiet sea view.
The Home for Life Lifetime Lease option offers a reduced purchase price for buyers aged 60+, with a guide price of £77,500 (market value £110,000). The plan can allow you to buy up to a 50% share to safeguard equity and typically produces sizeable savings; exact cost depends on age and circumstances. This provides a lower‑entry route into ownership while keeping future security in mind.
Important practical points: the property is leasehold with about 64 years remaining — lenders may refuse mortgages on shorter leases. Annual costs include an average service charge of £3,509 and ground rent around £279. Heating is by electric storage heaters; the building dates from the late 1990s with double glazing.
This apartment will suit someone seeking a low-maintenance retirement base by the sea who values communal facilities and convenience. It’s been cosmetically updated but buyers should note the lease length and running costs when assessing affordability and mortgage options.
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