Chain-free Victorian mid-terrace with established rental income potential.
HMO layout with four bedrooms and two bathrooms, ready for rental
This mid-terrace Victorian house on North Road is presented as a ready income asset for investors. Currently laid out as a house in multiple occupation (HMO) with four bedrooms and two bathrooms, the property is described in good decorative condition and ready for immediate occupation or letting. The sizable modern kitchen/diner and high-ceilinged rooms preserve period character while accommodating multiple tenants.
Income streams are already established, with anticipated gross returns of over £28,000 per year. The property is chain-free, freehold and within walking distance of St Helens town centre and commuter links — practical positives for tenant demand. Broadband and mobile signals are strong in the area, supporting student and professional renters.
There are important neighbourhood and fabric considerations to weigh. The wider area is classified as very deprived with higher local crime levels; this will affect management, insurance and void risk. The building dates from c.1900–1929 and has cavity walls assumed to be without insulation; double glazing is fitted but install date is unknown. The EPC is listed as TBC, so energy performance and potential upgrade costs should be confirmed.
For buyers seeking a hands-on investment, this property offers immediate rental income and room for yield optimisation. For owner-occupiers, consider the local area profile and the HMO layout which may require conversion work to suit a family home. Full tenancy and certification details can be requested to verify current income and compliance.