Immediate rental income with minimal setup for buy-and-hold landlords.
Fully licensed HMO until November 2028
A ready-made HMO investment in Kensington, Liverpool, this six-bedroom mid-terrace is offered freehold and currently let to June 2026. The property is fully licensed as an HMO until November 2028 and is achieving approximately £90 per person per week with bills included, providing immediate rental income and a straightforward cashflow profile for a buy-and-hold investor.
Internally the house has a contemporary feel with a modern open-plan living and dining area, two bathrooms and six furnished bedrooms. The layout and fittings are designed for rented occupancy, reducing initial set-up work. Heating is via mains gas boiler and radiators; windows are double glazed (installation date unknown).
Notable risks are material and should influence pricing and management strategy: the local area is classified as very deprived with very high crime levels, which can affect tenant mix, void risk and insurance costs. External walls are cavity built with no added insulation assumed, which may lead to higher energy bills and an opportunity/need for retrofit. The plot and overall property size are small, and the accommodation totals about 1,217 sq ft.
This property suits an investor seeking an income-producing HMO with minimal immediate refurbishment required to continue current rental operations. Be mindful of local area conditions, ongoing licence compliance and potential medium-term capital works to improve energy performance and resilience against tenancy risk.
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