Refurbished two-bed ground-floor retirement flat — Lifetime Lease option for over‑60s.
Chain-free ground-floor retirement apartment, newly renovated, open-plan lounge/diner
Refitted kitchen with integrated appliances; two double bedrooms, shower room
Homewise Lifetime Lease example price £122,500 (guide); full market £185,000
Leasehold — approx. 95 years remaining; verify lease details with solicitor
Service charge £5,100pa (above average) and ground rent £580pa (notable)
Electric storage heating — may mean higher running costs than gas
Communal gardens and residents’ off-street parking; no flood risk
Approx 657 sq ft — suitable for downsizing or retirement living
A ground-floor retirement apartment in a well-kept development on St. Luke’s Avenue, offered chain-free and recently refurbished. The open-plan lounge/diner and refitted kitchen with integrated appliances create low-maintenance, comfortable living on one level — suitable for those looking to downsize without losing living space. Two double bedrooms and a shower room sit within about 657 sq ft of accommodation, with communal gardens and residents’ parking outside.
This property is being marketed with the Homewise Home For Life lifetime lease example price of £122,500 (guide only) for purchasers aged 60+. The full market price is £185,000; actual Lifetime Lease cost depends on age, personal circumstances and any share you choose to buy (up to 50%). The scheme can deliver substantial savings versus full market value but buyers should obtain a personalised quote and check the legal and financial implications.
Practical points to note: the flat is leasehold with around 95 years remaining, a service charge of £5,100pa and ground rent of £580pa. Heating is by electric storage heaters, which can increase running costs compared with gas heating. Prospective buyers should verify details of the lease, running costs and the Homewise offer with their solicitor before committing.
Overall this apartment will suit an over-60s buyer seeking a ready-to-move-in, low-upkeep home close to Maidstone town centre, with the option to purchase a Lifetime Lease to reduce upfront cost. It’s best for downsizers prioritising convenience and communal amenities, but factor in above-average service charges and electric heating costs when budgeting.