Spacious two-bedroom top-floor apartment with Homewise Lifetime Lease option for over-60s..
Two-bedroom top-floor apartment with long lease (972 years)
Homewise Lifetime Lease guide price £126,000 (over-60s savings possible)
Full market price £190,000; lifetime share purchase up to 50% available
Two allocated off-street parking spaces included
Spacious rooms, large kitchen/breakfast room, period high ceilings
Leasehold: service charge ~£2,880/year; ground rent £112/year
Area notes: higher crime levels and local deprivation to consider
Chain free and close to town centre and train station
This top-floor, two-bedroom apartment in Maidstone's Ashford Road offers a spacious, well-proportioned layout and two allocated parking spaces — practical benefits for downsizers or investors. The property sits within a Victorian building with high ceilings and period character in parts, while the living spaces present a more contemporary finish. With a long lease (972 years) and no onward chain, the home is straightforward to purchase and move into.
For buyers aged 60+ the Home for Life Lifetime Lease option from Homewise can reduce the upfront cost: a guide Lifetime Lease price is £126,000 versus the full market price of £190,000 (actual saving depends on age and circumstances and can vary). The plan also allows purchase of up to a 50% share to safeguard future value. If you are not eligible or prefer to buy outright, the full market route remains available.
Be clear about ongoing costs and local context: the property is leasehold with an average service charge of around £2,880 per year and a small ground rent of £112. The wider area shows higher-than-average crime and relative deprivation, which will be important to consider for safety and resale. Local amenities, shops, and the train station are within walking distance, and good mobile signal makes staying connected easy.