Bright shared-ownership townhouse with garden — lease has 76 years remaining, check mortgage options.
- 25% shared ownership option; full market value £400,000
- Two double bedrooms and modern fitted kitchen
- Conservatory opening onto private rear garden
- Approx 958–968 sq ft of accommodation across two storeys
- Leasehold with 76 years remaining — lenders may refuse mortgages
- Monthly charge £617.70 (rent + service/management/insurance)
- Pets restricted; pet licence fee applies if permitted
- Excellent transport links to Guildford station and A3
This well-presented two-bedroom terraced home on Railton Road offers comfortable, modern living across two storeys with a private rear garden and conservatory. The bright open living/dining area flows through to the conservatory and garden, creating an easy entertaining layout. Both bedrooms are doubles and the kitchen is fitted to a contemporary standard, so the house is largely move-in ready.
The property is offered as a 25% shared ownership share (full market value £400,000) with a purchase price of £100,000. Monthly charges include a rent element plus a combined management/service/insurance contribution totalling £617.70. There are additional purchaser fees (transfer, mortgage notices, pet licence if applicable). Pets are not permitted without written consent and a licence fee if allowed.
Important: the lease has 76 years remaining. That limited term is a material drawback — many mortgage lenders will refuse to lend or demand a much higher deposit, which will restrict mortgage options and may affect resale. Prospective buyers should obtain mortgage confirmation and legal advice on lease implications before proceeding.
Set in a well-connected area of Guildford close to schools, shops and fast rail links to London, this home will suit first-time buyers or young professional families who qualify for shared ownership and who are prepared for the constraints of leasehold living and the ongoing charges.
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