Summary - St. James's Crescent, London, SW9 SW9 7BY
2 bed 1 bath Flat
Shared-ownership apartment with balcony, strong transport links and communal garden.
40% shared ownership available, 5% minimum deposit option
A bright, modern two-bedroom flat on the fourth floor, offered via Shared Ownership with a 40% share. The open-plan living space opens onto a private balcony with city views and sunrise aspects; two large bedrooms and good built-in storage make this a practical home for first-time buyers or small families. The building, completed in 2018, has well-kept communal gardens and a large secure cycle store.
Running costs and tenure are important here: the 40% share price is £234,000 (based on a full value of £585,000). Monthly payments total approximately £1,310.04 (rent £1,079.03 plus service charge £231.01) — note an annual rent increase each April. The lease has 117 years remaining and the property benefits from an EPC B rating and community heating scheme; council tax is described as cheap.
Practical strengths include excellent travel links (Brixton Underground and rail nearby), fast broadband and strong mobile signal. However, the property sits within a very deprived wider area classification and service charges are significant; buyers should budget for ongoing rent increases and the community heating arrangement. Prospective purchasers should check affordability assumptions and speak to their solicitor and financial adviser about shared-ownership implications before committing.
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