Summary - St. James's Crescent, London, SW9 SW9 7BY
2 bed 1 bath Flat
Shared-ownership two-bed with patios, near Brixton station — 5% deposit eligible..
- 50% Shared Ownership; £300,000 asking price (£600,000 market value)
- Private front and rear patios with separate exit points
- Ground-floor two-bedroom, open-plan living, EPC band B
- Monthly rent £527.84; service charge ~£151.60; total £679.44
- Minimum 5% deposit available for the share
- Leasehold with 117 years remaining; annual rent increase every April
- Community heating system; consider long-term running costs
- Area classified as very deprived; nearby good and requiring-improvement schools
A bright, ground-floor two-bedroom apartment in Brixton offered via 50% Shared Ownership. The flat includes a spacious living room with an open-plan kitchen, two double bedrooms and a bathroom. Both front and rear private patios provide outdoor space and separate access points. Communal grounds and secure bike storage add practical outdoor and storage benefits.
The property sits close to Brixton town centre with excellent travel links — Brixton Underground (Victoria line) and the rail station are within easy walking distance for fast journeys into central London. Broadband speeds are fast and mobile signal is excellent, helping commuters or remote workers. The home has an EPC band B and is heated via a community scheme.
Costs are transparent: asking price £300,000 for a 50% share of a £600,000 value; monthly rent on the unsold share is £527.84, service charge averages £151.60, making total monthly outgoings of about £679.44 plus your mortgage. A minimum 5% deposit is possible on the share. The lease has 117 years remaining — consult a solicitor or mortgage advisor about shared-ownership implications.
This flat is well suited to first-time buyers or couples wanting an affordable route into Brixton. Note the area registers as very deprived, and an annual rent increase applies each April. The property is leasehold and part of a managed scheme, so factor service charges and community heating into long-term costs.
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