Summary - St. James's Crescent, London, SW9 SW9 7BY
1 bed 1 bath Flat
Bright modern one-bedroom with balcony — affordable Shared Ownership in central Brixton..
Private balcony off open-plan living area
Built 2018 with EPC band B and good insulation
50% Shared Ownership — purchase price £210,000 (based on £420,000)
Total monthly charge approx £919.77 (rent £711.64 + service £208.13)
5% minimum deposit required; annual rent increases every April
Leasehold, 117 years remaining (may affect mortgage options)
Community heating scheme; service charge covers communal services
Wider area classified as very deprived—consider resale context
Modern, bright one-bedroom apartment in a 2018 building, offered as a 50% Shared Ownership purchase. The flat occupies the first floor and features an open-plan living/kitchen area that opens onto a private balcony, a large bedroom and generous built-in storage. The building benefits from well-kept communal gardens and a large locked bike store.
Costs are transparent: based on a £420,000 valuation the 50% share price is £210,000. Monthly outgoings for a 50% shareholder are approximately £919.77 (rent £711.64 plus service charge £208.13). A 5% minimum deposit is required and rent increases annually each April. The property is leasehold with 117 years remaining.
Practical points for buyers: EPC is band B with an A environmental impact rating and the building uses a community heating scheme. Transport links are strong — Brixton Tube and rail are within walking distance — and local amenities and schools are nearby. The wider area is classified as very deprived, so buyers should consider long-term neighbourhood plans and resale context.
This apartment suits first-time buyers or couples seeking an affordable route into a central Brixton home with modern fittings and outdoor space. Shared Ownership reduces upfront cost but brings ongoing rent and service charge commitments; speak to a solicitor and mortgage adviser about eligibility and affordability before proceeding.
2 bedroom flat for sale in St. James's Crescent, Brixton, London, SW9 — £130,000 • 2 bed • 1 bath • 764 ft²
2 bedroom flat for sale in St. James's Crescent, Brixton, London, SW9 — £246,000 • 2 bed • 1 bath • 815 ft²
2 bedroom flat for sale in St. James Crescent, Lambeth, London, SW9 — £300,000 • 2 bed • 1 bath • 884 ft²
2 bedroom flat for sale in Morrish Road, Brixton Hill, London, SW2 — £110,000 • 2 bed • 1 bath • 772 ft²
2 bedroom flat for sale in Morrish Road, Brixton Hill, London, SW2 — £210,000 • 2 bed • 1 bath • 860 ft²
1 bedroom apartment for sale in New Park Road, London, SW2 — £93,000 • 1 bed • 1 bath • 596 ft²
