Spacious two-bedroom home with large kitchen island and low running costs.
Ground-floor flat with private rear garden
A well-presented ground-floor flat with private garden, offered with a Homewise Lifetime Lease option for those aged 60 and over. The layout is traditional and roomy, with a large modern kitchen featuring an island, a bay-front living room and two bedrooms — suited to someone seeking low-stairs living and outdoor space without the upkeep of a house.
Important practical points are clear: the current lease shows 62 years remaining, which may cause mortgage lenders to refuse lending until the lease is extended. The listing states the lease will be extended to 152 years on completion, but interested buyers should have their solicitor verify this and confirm lender support. Service charge and ground rent are low; council tax is very cheap.
The property sits in a hampered-aspiration area with above-average crime levels and marked area deprivation. Local amenities and bus routes are close by, and several well-rated primary and secondary schools are nearby. For over-60s, the Homewise Home for Life plan can provide a discounted Lifetime Lease (example guide price £109,500 versus market value £165,000), allowing purchase of up to a 50% share to protect future value.
Overall, this flat offers comfortable retirement living with outdoor space and a roomy kitchen, but buyers must resolve lease and mortgage questions and accept the realities of the surrounding neighbourhood.