Summary - Clarendon Road, Southsea, Hampshire PO4 0TA
1 bed 1 bath Ground Flat
Low-maintenance retirement flat with shared garden near the seafront.
Private ground-floor entrance and modern kitchen
Shared gated patio garden with one other flat
Lifetime Lease example price £106,000 for over-60s (illustrative)
Very small living area — about 302 sq ft
High local flood risk — insurance may be affected
Higher local crime levels — consider personal security
Leasehold with 100 years remaining; service charge ~£1,300pa
Ground rent £230pa; solid brick walls, likely no insulation
A compact one-bedroom ground-floor flat in Southsea, offered with the Home for Life Lifetime Lease option for buyers aged 60+. The flat has its own private entrance, a modern kitchen and a shared gated patio garden used by this property and one neighbour. Its seaside location and permit parking make day-to-day life convenient and sociable.
This property is marketed with an example Lifetime Lease price of £106,000 (based on an illustrative average saving of 33% against the £160,000 market value). The Home for Life plan lets qualifying purchasers buy up to a 50% share to safeguard equity for the future; actual price depends on age and circumstances. The building has a long lease (100 years) and modest running costs: service charge around £1,300pa and ground rent £230pa.
Practical drawbacks are material and should be considered: the flat is very small (approx. 302 sq ft), in a high flood-risk area and within a neighbourhood with higher crime scores. The building is a period Victorian terrace with uninsulated solid brick walls (assumed) and double glazing of unknown age; heating is mains gas via boiler and radiators. These factors may affect insurance, long-term running costs and comfort.
Overall this will suit an over-60 buyer seeking a low-maintenance, centrally located retirement flat with easy seaside access and the financial flexibility of a Lifetime Lease. Those needing larger rooms, flood resilience or lower-crime streets should view with those priorities in mind.
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