Compact, chain-free retirement flat with communal facilities — lease and lending caution.
Chain-free retirement flat with lift access and communal gardens
Small one-bedroom apartment — approx. 389 sq ft, efficient layout
Lease only 57 years remaining — lenders likely to refuse mortgages
Annual service charge £2,096.94; ground rent approx. £427.06
Electric storage heating; main fuel: electricity (no communal heating)
On-site warden, 24-hour care line, resident lounge and guest suite
Town-centre location next to pharmacy and local amenities
Area flagged with very high crime — buyer should verify safety measures
This compact one-bedroom retirement apartment is offered chain-free and presented in good order, making it a straightforward move for an over-60s buyer who wants town-centre convenience without immediate renovation. The flat sits on a lower/first-floor level with lift access, benefits from a well-maintained communal garden, resident lounge, guest suite (available on request), on-site warden and a 24-hour care line — features that suit downsizers seeking community and support.
Practical running costs include an annual service charge of £2,096.94 and a ground rent of £427.06. Heating is via electric storage heaters and main fuel is electricity (no community heating). The apartment is small at about 389 sq ft with a simple layout: living room, kitchenette, bedroom with built-in wardrobe and an accessible shower room with seat. The property is convenient for shops, pharmacy and local amenities right on Ashcroft Gardens.
Important caution: the lease has only 57 years remaining. This is a material issue — many mortgage lenders may refuse to lend on properties with this short lease, which could limit buyers to cash purchasers or require lease-extension costs. Crime in the immediate area is listed as very high; prospective buyers should verify local safety measures and consider this when viewing.
Overall, the flat offers low-maintenance, supported retirement living in the town centre with useful communal facilities. Its strongest appeal is to cash buyers or downsizers who value location and community services and understand the implications of the short lease and service charges.
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