Seaside village two-bedroom with garden and Homewise lifetime lease option.
Detached Victorian apartment with high ceilings and period character
Approximately 929 sq ft: two bedrooms, one bathroom
Large communal garden and attractive riverside village setting
Home for Life option for 60+ — guide Lifetime Lease price £217,750
Full market price £325,000; exact share and saving vary by age
Shared ownership / Lifetime Lease arrangement — not full freehold
Granite walls likely without insulation; potential retrofit needed
Double glazing post-2002 and mains gas central heating
Set in Riverside, Lelant, this detached Victorian apartment occupies generous rooms and high ceilings within a large period house, offering a distinctive seaside character and a sizable garden. The property measures about 929 sq ft with two bedrooms and one bathroom — a comfortable layout suited to downsizers wanting village life close to St Ives.
The Home for Life Lifetime Lease from Homewise makes this home accessible to buyers aged 60+ by allowing purchase of up to 50% share; guide price for that option is £217,750 (market price £325,000). Exact savings and the share available depend on age and personal circumstances, so buyers should use the calculator or request a personalised quote to confirm costs.
Practically, the apartment benefits from mains gas central heating and double glazing installed after 2002, and the location has no flood risk and very low crime. Be aware the building is pre-1900 granite construction with assumed no insulation in the walls — this may mean higher energy costs and potential maintenance or retrofit work.
This home suits over-60s seeking seaside village living with character and outdoor space, and who are comfortable with shared-ownership arrangements or looking to safeguard part of their capital. It provides immediate comfort but also scope for sympathetic updating to improve energy performance and personalise interiors.
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