Low-cost, low-maintenance town base ideal for over-60s seeking security.
Two-bedroom traditional terrace with contemporary low-maintenance garden
Lifetime Lease guide price £147,500; market value £220,000 (savings vary)
Homewise Home for Life available to purchasers aged 60+ (terms apply)
Shared ownership option — can buy up to 50% to safeguard value
Compact interior c.542 sq ft — better for downsizing, not family living
Tenure/lease details must be verified by solicitor before purchase
Area shows higher deprivation though local shops, bus and services close
No flood risk; fast broadband and average mobile signal
A compact two-bedroom terraced home on Higher Church Street offered through Homewise’s Home for Life Lifetime Lease, designed for buyers aged 60 and over. The property is small (approximately 542 sq ft) and presented as a practical town-base with a low-maintenance contemporary garden and traditional stone terrace facade. Broadband is reported as fast and there is no flood risk.
This is a shared-ownership style opportunity that usually delivers a significant discount to full market price; guide Lifetime Lease price is £147,500 against a market value of £220,000. The exact price and any purchase share (up to 50%) depend on the purchaser’s age and circumstances — a personalised quote or the Homewise calculator is needed for an accurate figure. The plan can help free up capital while retaining a security interest in the property’s value.
Important considerations: the home is small and better suited to a downsizer or someone seeking an easy-to-manage urban retirement base rather than a long-term family house. The tenure and lease details must be verified by your solicitor — the listing notes that interested parties must confirm tenure, fixtures and any consents. The surrounding area shows signs of deprivation and local services are basic, though everyday amenities, shops and transport links are close by.
Overall, this property works well for an over-60 buyer seeking a lower-cost entry into Hayle with a secure Lifetime Lease option, fast broadband and a manageable garden. Prospective buyers should obtain a personalised Homewise quote and legal confirmation of tenure before committing.
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