Large one-bed shared ownership flat near Lime Street — lease length may limit mortgage options.
Upper-floor corner apartment, approx. 636 sq ft, bright open-plan living
75% shared ownership — purchase price £93,750
Lease approx. 72 years remaining — likely mortgage lender concerns
Two bathrooms (one en-suite) with one double bedroom
Electric room heaters only; no central gas boiler
Secure off-street parking space included
Service charge approx. £1,358.28 yearly; monthly outgoings £169.72
Very slow broadband and very high local crime rate
This bright upper-floor corner apartment offers a generous open-plan living and dining space, a fitted kitchen with appliances, one double bedroom with en-suite and a separate bathroom — comfortable modern living in the heart of Liverpool’s central corridor. At about 636 sq ft, the layout feels larger than many city flats and benefits from natural light through large windows and double glazing.
The property is offered as 75% shared ownership, priced at £93,750, with combined monthly outgoings of approximately £169.72 (rent, service charge and sinking fund). A secure off-street parking space adds practical value for city drivers, and the location is convenient for Lime Street, St George’s Hall and frequent public transport links.
Important buyer warnings: the lease has around 72 years remaining, which many mortgage lenders consider short and could make obtaining a mortgage difficult or require a specialist lender. Heating is electric via room heaters (no communal gas), broadband speeds in the area are reported very slow, and the immediate area has high crime rates — buyers should factor in security and connectivity costs.
This apartment suits a first-time buyer seeking an affordable route into city living or an investor comfortable with shared-ownership rules and the lease limitation. An internal inspection will show the apartment’s size and layout more clearly; however, lease length and potential lending restrictions are material issues to resolve before committing.