Summary - 4 COWLEY BRIDGE ROAD EXETER EX4 5AD
5 bed 2 bath Terraced
Income-producing Victorian terraced HMO near Streatham campus, freehold and fully let for 2025/26..
Five bedrooms arranged as a licensed student HMO, fully let for 2025/26
A well-presented five-bedroom Victorian mid-terrace currently run as a licensed student HMO, located close to Streatham campus. The property is freehold, double-glazed, gas centrally heated and produces an indicated income of about £33,000 for the 2025/26 academic year (11 months, inclusive of bills). Its layout includes a separate living room, contemporary kitchen, two shower rooms and a level rear garden — practical for student occupation and easy maintenance.
Key strengths are the central student location with excellent broadband and mobile signal, period bay windows and character features, and a Council Tax Band B (cheap). The building’s EPC is C (71) and it benefits from modern boiler and UPVC windows installed post-2002. Very low local crime and a range of nearby amenities add to tenant appeal and letting resilience.
Material points to note: the advertised rental income has not been independently verified and the property is not managed by the listing party. The plot is small, with modest overall size (approx. 1,195 sq ft) and only two shower rooms for five let bedrooms — this is common for HMOs but may affect tenant turnover or upgrading plans. Walls are cavity as built with no known insulation (assumed) and the property sits in a medium flood-risk area; buyers should obtain professional surveys and confirm compliance with HMO licensing and insurance requirements.
This house will suit investors seeking an income-producing student property in a cosmopolitan rental neighbourhood, or a buyer prepared to retain HMO use and manage tenancies. There is clear scope for small efficiency or compliance improvements to increase yield and tenant comfort, but purchasers should budget for potential remedial works, flood-cover implications and ongoing HMO management responsibilities.
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