Summary - 19 CATERHAM CLOSE CLACTON-ON-SEA CO16 8FL
1 bed 1 bath Maisonette
Affordable low-maintenance retirement home with no onward chain.
- First-floor one-bedroom maisonette with small garden
A compact, first-floor one-bedroom maisonette offering low-maintenance coastal living for over-60s. The property is chain-free and has a small garden, making it straightforward to move into and manage. Electric room heaters and double glazing keep systems simple, but heating is basic and could be improved.
This home is offered through a Home for Life Lifetime Lease example; eligible buyers aged 60+ can typically buy at a reduced price (Lifetime Lease guide price shown at £77,000). The plan also allows purchasers to buy up to a 50% share of the property value to safeguard capital. Actual price and savings depend on age and personal circumstances.
Important practical points: the lease has 78 years remaining, which is short enough that many mortgage lenders may decline finance. Service charge and ground rent are modest (£90 p.a. each), council tax is low (Band A), and there is no onward chain. Broadband speeds are slow and mobile signal average — worth checking if connectivity is important.
Overall this is best suited to a retiree seeking an affordable, low-upkeep base near the coast, or an investor able to buy outright. Buyers planning to borrow should obtain mortgage advice early and confirm lease and financeability with their solicitor before committing.
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