Summary - 3A CENTRAL PARADE CLACTON-ON-SEA CO15 1TF
2 bed 1 bath Flat
Compact two-bed retirement flat near sea — Lifetime Lease option reduces upfront cost.
Two-bedroom ground-floor flat with south-facing patio garden
Quietly positioned in central Clacton-on-Sea, this two-bedroom ground-floor flat offers a compact, low-cost option for over-60s seeking easy access to shops, the seafront and local services. The property includes a south-facing patio garden and one allocated off-street parking space — useful extras rarely found at this price. The Home for Life (Lifetime Lease) route from Homewise can reduce the upfront cost significantly; the advertised Lifetime Lease guide price is £73,750 (typical saving around 33% against the full market price of £110,000), with the exact figure depending on age and personal circumstances.
Internally the layout is traditional and efficiently arranged across about 511 sq ft: lounge/diner, kitchen, two modest bedrooms and a shower room. There is no fixed heating system reported, so buyers should allow for installation or servicing costs. The service charge is modest at £400 per year (including ground rent), and 94 years remain on the lease; solicitors should verify tenure details prior to exchange.
This property suits downsizers or retired buyers who prioritise location and low running costs over generous internal space. It is marketed as suitable for retirement living and benefits from fast broadband and strong mobile signal for staying connected. Buyers should note the immediate area is classified as very deprived with a very high crime rate — personal safety and local environment are material considerations.
Practical points: the flat is small and will suit buyers looking to simplify rather than expand. Commissioning a survey is recommended, and purchasers should confirm the state of gas/electrical installations and any maintenance liabilities. The Homewise Lifetime Lease option and the ability to buy up to a 50% share provide flexibility for those wanting to reduce capital outlay while retaining a safeguard for the future.
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