Summary - FLAT 6, 10 CHURCH LANE, BANBURY OX16 5LR
2 bed 2 bath Duplex
Town-centre duplex with large master, short walk to the station — no onward chain..
No onward chain — ready for quick completion
Large master suite with en-suite; attractive old town views
Open-plan living/kitchen; recently redecorated throughout
Leasehold: 125-year lease from 2008; ~107 years remaining
Ground rent £200 pa, scheduled increases on review dates
Service charge £1,310.68 pa; building insurance charged separately
Electric storage heating and EPC D — potential energy upgrade needed
Area records very high crime; classified as very deprived
A light-filled two-bedroom duplex in the heart of Banbury, offered with no onward chain and recently redecorated throughout. The apartment spreads over two floors and features a large master suite with en-suite, an open-plan living area with contemporary kitchen and attractive old town views from the double doors. At about 831 sq ft, the layout gives a feeling of space for central town living.
Practical details are straightforward: leasehold with 107 years remaining (125-year lease from 01/01/2008), ground rent £200 pa rising on scheduled review, and a service charge of £1,310.68 pa (building insurance charged separately). The property has double glazing, electric storage heaters and an EPC rating of D — suitable for buyers who accept electric heating and may want to improve energy efficiency over time.
Location is a major draw: immediate access to Banbury town centre amenities and a short walk to the rail station, ideal for commuters or buyers seeking central convenience. Local schools include several well-rated options nearby, and everyday shops and leisure are on the doorstep.
Buyers should note clear drawbacks: the area records very high crime and is classified as very deprived, and the building is solid-brick with no assumed cavity insulation which may affect running costs. Ground rent reviews increase significantly at set dates, and the service charge and separate building insurance are annual costs to factor in. For first-time buyers or investors looking for central location and immediate move-in condition, this apartment offers practical space with obvious scope to reduce running costs with longer-term upgrades.
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