Second-floor two-bed retirement flat near Beckenham High Street — chain free, but lease under 70 years.
Second-floor two-bedroom retirement flat with lift access
A bright two-bedroom retirement flat on the second floor, Montague Lodge is a short stroll from Beckenham High Street and local transport. The apartment offers a lounge/diner, separate fitted kitchen and a modern shower room, with lift access, residents’ lounge, laundry room and a daytime development manager — practical conveniences for retirees.
The building provides security features and CareLink emergency pull cords throughout the flat. Double glazing and Economy 7 electric supply were installed; the home is chain free and has no flood risk. Communal facilities and proximity to shops, cafes and stations make daily life convenient.
Important considerations: the lease has approximately 61 years remaining, which may prevent some mortgage lenders from lending. Annual service charges are relatively high (around £4,297.50) and there is an annual ground rent of about £225. Heating is by electric storage heaters, which can mean higher running costs compared with gas. Crime levels in the immediate area are reported as very high — factor this into security and insurance needs.
This property suits someone looking to downsize into a managed retirement development close to local amenities, who accepts leasehold limitations and the running costs associated with electric heating and service charges. Early viewing is recommended to assess suitability and financial implications.