Summary - 13 FLAT 3 CALTHORPE ROAD BANBURY OX16 5HS
1 bed 1 bath Flat
Garden, parking and walking distance to the station—suited to cash buyers or investors.
Spacious one-bedroom ground-floor apartment with private front and rear gardens
A generous one-bedroom ground-floor apartment in central Banbury, offered with no onward chain and share of freehold. The layout includes a large sitting room, separate kitchen, and a double bedroom, plus small private garden areas to front and rear and an allocated parking space. The building dates from 1857 and blends period character with contemporary finishes in the living room.
This property suits a cash purchaser or investor prepared to manage a sub-80-year lease. There are approximately 74 years remaining; many mortgage lenders may refuse to lend until the lease is extended. The owners say they will agree to extend the leases to 999 years subject to legal completion, but this is not yet finalised and will require legal costs and time.
Practical running costs are low: service charge is around £720 and buildings insurance is covered collectively. Common-area maintenance and structural responsibilities are shared between the four owners. The location is convenient — town centre streets, walking distance to the rail station and local amenities — but the immediate area records higher crime and social deprivation statistics, which some buyers should consider.
EPC rating D. Council tax band A. Broadband speeds average and mobile signal excellent. The flat is presented with no onward chain and offers immediate let or move-in potential for buyers who accept the lease issue and urban setting.
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