Summary - Rosalind Drive, Maidstone, Kent ME14 2FL
2 bed 2 bath Ground Flat
Affordable lifetime-lease option for over-60s close to Maidstone town centre.
Ground-floor two-bedroom apartment with open-plan living and balcony
Secure allocated underground parking and communal gardens
Homewise Lifetime Lease option for over-60s (guide price £185,500)
Approx 751 sq ft; en-suite plus main bathroom
Leasehold with c.994 years remaining
Service charge ~£1,480pa; ground rent ~£350pa
High local flood risk — check insurance and flood history
Area records very high crime levels — consider security and vigilance
This ground-floor two-bedroom apartment in the Springfield complex offers low-step living and a generous open-plan living area that opens onto a wrap-around balcony. The apartment includes secure allocated underground parking and access to communal gardens, making it convenient for everyday needs and occasional entertaining.
The property is being offered through Homewise’s Home for Life Lifetime Lease option for buyers aged 60+, with a guide price of £185,500 (illustrative saving versus the £280,000 market value). The plan lets purchasers buy a share of the property (up to 50%) to protect equity while reducing the upfront cost; final price depends on age and circumstances.
Practical details: the flat measures about 751 sq ft, has two bathrooms (one en-suite), gas central heating via boiler and radiators, and an exceptionally long lease (circa 994 years). Ongoing costs include an average service charge of £1,480 and ground rent of about £350 per year; tenure is leasehold.
Important considerations: the location is flagged as high flood risk and the local area records very high crime levels, which will affect insurance and personal security perceptions. Prospective buyers should verify these issues, associated insurance costs, and whether the Lifetime Lease terms meet their long-term plans before committing.
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