Summary - TOP FLAT, 25, MONTPELLIER TERRACE, CHELTENHAM GL50 1UX
4 bed 4 bath House
Rare central buy with period character and multi-flat rental potential.
- Grade II listed Georgian townhouse overlooking Montpellier Gardens
- Arranged as four self-contained one-bed flats across four floors
- Total area c.2,721 sq ft; freehold title
- Period features: high ceilings, cornicing, shutters, fireplaces
- Mixed EPCs (D to F); heating mainly electric storage heaters
- Solid brick walls assumed without insulation; refurbishment likely needed
- On-street resident permit parking only; no private parking
- Located in central Cheltenham with higher local crime rates
A rare opportunity to buy a Grade II listed Georgian town house overlooking Montpellier Gardens, arranged as four self-contained one-bedroom flats across lower ground to second floor. The property extends to about 2,721 sq ft, sits in central Cheltenham and benefits from excellent footfall during festival seasons and close walking distance to shops, cafes and transport links.
The building retains period features including high ceilings, cornicing, shutters and fireplaces, which support character-led lettings or an upscale conversion subject to consents. It is offered freehold and currently produces multiple separate units, making it suited to a small portfolio landlord or an owner-occupier willing to manage and reconfigure apartments.
Important practical issues: the property is Grade II listed so alterations, conversions or insulation works will require listed-building consents. Heating is electric storage heaters in parts and there is an assumed lack of cavity wall insulation (solid brick walls), contributing to mixed EPC ratings (some flats D, one F). Parking is by resident permit on-street only and the area records higher crime levels — factors investors should price into management and insurance costs.
On balance this is a central, character-rich investment with clear income potential and long-term upside from refurbishing to modern standards, but it requires an investor comfortable navigating listed-status constraints, upgrading heating/insulation, and managing city-centre lettings.
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