Summary - TOP FLAT, 25, MONTPELLIER TERRACE, CHELTENHAM GL50 1UX
4 bed 4 bath House
Rare Grade II listed townhouse divided into four one‑bed flats overlooking the gardens.
Overlooks Montpellier Gardens with direct access to central Cheltenham amenities
Grade II listed — works need consent and may increase costs
Currently arranged as four one‑bed flats — ready for multi‑let income
Small south‑facing rear yard; no private off‑street parking
Mixed heating: electric storage heaters and some gas central heating
Solid brick walls assumed uninsulated — limited thermal performance
One flat EPC F, others D — energy upgrades restricted by listing
Area: resident permit on‑street parking; higher local crime rates
A substantial Grade II listed mid-terrace townhouse directly overlooking Montpellier Gardens, currently arranged as four self-contained one‑bed flats. The building keeps many period features — high ceilings, sash windows, cornicing, shutters and fireplaces — and benefits from a small south‑facing rear yard and permit on‑street parking. Its central Cheltenham location places shops, cafes, festival venues and top independent schools within easy walking distance.
This is a clear investment proposition: four separate lets with individual Council Tax bands and mixed EPC ratings, producing multiple income streams (subject to existing tenancies). The layout across lower ground, raised ground, first and second floors is well suited to continued multi‑let use or to sensitive consolidation, subject to listed‑building and planning consents.
Buyers should note the property’s listed status will restrict works and may increase repair costs and timescales. Construction is solid brick with no built‑in insulation (assumed), and heating is mainly electric storage heaters in parts, so energy efficiency upgrades will be limited and costly. One flat has an EPC F and others are D-rated; comprehensive thermal improvements will be constrained by listing requirements.
Other practical points: resident permit on‑street parking only; mobile signal and broadband are strong; the immediate area reports higher crime levels, and any purchaser should budget for ongoing maintenance typical of period multi‑unit buildings. Overall, a rare central Montpellier investment with strong location appeal but material conservation and energy constraints.
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