SM1 2TY - 2 bed ground floor retirement flat in St James Road, SM1 2TY

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2 bedroom ground floor flat for sale in St. James Road, Sutton, Surrey, SM1

Summary - HAWTHORN COURT, 148 FLAT 1 ST JAMES ROAD SUTTON SM1 2TY

2 bed 1 bath Ground Flat

Chain-free two-bed ground-floor flat with garage and communal garden, ideal for over-60s Lifetime Lease buyers..
Chain-free ground-floor two-bedroom flat with garage
A chain-free, ground-floor two-bedroom flat in Hawthorn Court offering an accessible living layout, garage and communal gardens. The apartment sits in a mid‑century block close to shops, transport links and local amenities, making it well suited to someone looking to downsize without losing convenience.

This property is being marketed with the Home for Life Lifetime Lease option for buyers aged 60+, which can reduce the upfront cost compared with full market value. The guide Lifetime Lease price is shown at £198,500 (market value £300,000) — actual price depends on age, circumstances and any share purchased. The plan lets buyers buy up to 50% of the property value to protect capital. If you prefer to buy at full market value, that option remains available.

Practical points to note: the flat is compact (approx. 524 sqft) and will benefit from cosmetic updating. It is leasehold with service charge and ground rent payable; the vendor states the lease will be extended on completion. Double glazing is installed (date unknown) and heating is by mains gas boiler and radiators. Buyers should check service charge, ground rent and lease-extension arrangements, and view to assess condition and renovation potential.

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