Summary - 54 OAKWOOD STREET PORT TALBOT SA13 1BD
1 bed 1 bath Flat
Chain-free one-bedroom ground-floor flat with garden and gated parking; lease length may limit mortgage options..
Chain-free ground-floor one-bedroom flat, 636 sq ft
Enclosed rear garden with gated vehicle access
Approx. 80 years remaining on lease — lender risk
Ground rent increases scheduled during the term
Gas central heating, combi boiler; move-in condition
Solid stone walls likely without insulation — upgrade advised
Very low council tax; fast broadband and excellent mobile signal
Located in a very deprived area — resale/rental impact possible
A well-presented, chain-free ground-floor flat in a Victorian end-terrace, offering 636 sq ft of living space including one double bedroom and an enclosed rear garden with gated vehicle access. The accommodation is ready to move into, with gas central heating via a combi boiler, a fitted kitchen with integrated hob and oven, and a modern shower room. The property benefits from fast broadband, excellent mobile signal and very low council tax, making it an economical choice for single buyers or couples.
This flat carries a material drawback: the lease has approximately 80 years remaining. Many mortgage lenders have strict minimum lease requirements and may refuse standard mortgages on this basis. Ground rent increases are scheduled (from £100 to £150 in 2023, then to £300 later in the term), and the leasehold structure should be checked carefully before offer. Tenure is leasehold (99 years from 2006) and buyers should obtain mortgage and legal advice about lease extension costs and lender acceptability.
Located in a largely working‑class area with local amenities close by, the property suits buyers looking for an affordable, ready-to-live-in home with garden space or a refurbishment project to add value. The building dates from early 20th century and has solid stone walls likely without insulation — consider potential energy-efficiency upgrades. The area is classed as very deprived, which may influence resale and rental demand, but the compact size, gated parking and low running costs will appeal to budget-conscious purchasers.
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