Summary - SCOTNEY GARDENS FLAT 175 ST PETERS STREET MAIDSTONE ME16 0GT
1 bed 1 bath Flat
Chain-free central one-bedroom flat with parking — check lease length for mortgageability..
- Chain-free one-bedroom fourth-floor apartment, 525 sq ft
- Gated development with allocated parking
- Open-plan living with Juliet balcony and modern kitchen
- Electric storage heaters; double glazing (install date unknown)
- Service charge £1,389.60pa; buildings insurance £222pa; ground rent £150pa
- Lease ~78 years remaining — lenders may refuse mortgages
- Located in central Maidstone with excellent transport links
- Area records higher crime levels; check personal security considerations
This chain-free, one-bedroom apartment sits on the fourth floor of a gated development in central Maidstone, offering a compact 525 sq ft open-plan layout and an allocated parking space. The living area includes a Juliet balcony and a modern fitted kitchen and bathroom, making it ready to occupy with minimal immediate work. Electric storage heaters provide heating; windows are double glazed though install dates are unknown.
The location is a key strength: excellent public transport links, local shops, leisure facilities and schools are all within easy reach, making daily life convenient for commuters, first-time buyers or buy-to-let landlords. The development is relatively modern (built 1996–2002) and benefits from secure gated access.
Buyers should note material lease and cost details. The lease dates from 24 December 2003 and with 78 years remaining may cause mortgage lenders to be cautious or refuse lending; purchasers should confirm lender criteria before committing. Service charge and building insurance total approximately £1,611.60 per year (service charge £1,389.60; buildings insurance £222) plus ground rent £150 per year.
Other practical considerations: the property is in an area with higher crime levels, and heating is via electric storage heaters, which can be more expensive than gas alternatives. These factors, plus the limited lease term, are meaningful for buyers weighing running costs and future resale or mortgageability. For first-time buyers seeking a central, low-maintenance flat, or investors targeting central rental demand, this apartment offers convenience and immediate occupancy potential, provided the lease length is acceptable to their lender.
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