Summary - Penbeagle Terrace, St. Ives, Cornwall, TR26 TR26 2EU
3 bed 1 bath End of Terrace
Retirement-friendly home with potential and safeguarded purchase options.
Three bedrooms, one bathroom, circa 946 sq ft
This three-bedroom end-of-terrace sits on Penbeagle Terrace in St Ives and is marketed with the Home for Life Lifetime Lease option for buyers aged 60 and over. The plan typically reduces the upfront cost; a guide Lifetime Lease price for this property is £164,250 (market value £245,000), with actual savings depending on age and circumstances. The scheme allows purchasing up to a 50% share to safeguard value for the future. Note the property is not restricted to over‑60s at full market price, and tenure/lease details must be confirmed by your solicitor.
The house offers an average-sized layout (around 946 sq ft) across multiple storeys, a small garden and distant sea glimpses from the terrace. The area sits on the edge of town with very low crime, easy access to local shops, bus services and community amenities, plus excellent mobile signal — practical for everyday living and staying connected.
Internally the property is dated and will benefit from updating: the flat roof and some external surfacing need maintenance, and the living room and finishes are mid‑20th century in character. Broadband speeds are slow, and there is a medium flood risk for the location — both factors to consider for long-term comfort and insurance. Prospective buyers should view with renovation costs in mind and verify any planning or building consents for alterations.
This will suit someone seeking a retirement base in St Ives who is comfortable with modest modernisation and values the financial flexibility of a Lifetime Lease. For precise Lifetime Lease pricing and to understand how a shared-purchase option would work for you, use the Homewise calculator or request a personalised quote.
3 bedroom terraced house for sale in Parc An Creet, St. Ives, Cornwall, TR26 — £167,500 • 3 bed • 1 bath • 882 ft²
3 bedroom end of terrace house for sale in Penbeagle Terrace, St. Ives, Cornwall, TR26 — £245,000 • 3 bed • 1 bath • 946 ft²
3 bedroom end of terrace house for sale in Market Square, Hayle, Cornwall, TR27 — £134,000 • 3 bed • 1 bath • 661 ft²
2 bedroom apartment for sale in Riverside, Lelant, St. Ives, Cornwall, TR26 — £217,750 • 2 bed • 1 bath • 929 ft²
3 bedroom terraced house for sale in Parc An Creet, St. Ives, Cornwall, TR26 — £250,000 • 3 bed • 1 bath • 882 ft²
2 bedroom ground floor flat for sale in Boskenza Court, White House Close, Carbis Bay, St. Ives, TR26 — £107,250 • 2 bed • 1 bath • 458 ft²
