Summary - 51 NORTH COURT, UPPER CHARLES STREET, CAMBERLEY GU15 3GX
2 bed 1 bath Flat
Affordable shared-ownership flat near station and shops.
30% Shared Ownership available for £66,000 (based on £220,000)
A bright two-bedroom third-floor apartment offered via Shared Ownership, ideal for first-time buyers seeking an affordable route onto the property ladder in Camberley. The open-plan living area opens onto a private balcony, and the property includes an allocated off-street parking space. The home is offered as a 30% share (marketing price £220,000) for £66,000 with a 5% minimum deposit requirement.
Practical running costs and constraints are clear: the annual service charge averages £2,516.40 and monthly charges (rent plus service) total approximately £727.19 before mortgage payments. Heating is electric via room heaters and the main fuel is electricity, which may increase running costs compared with gas-heated homes. The EPC rating is C, with environmental band B.
Location is a strong selling point — 0.3 miles from Camberley station with regular services to London, close to shops, parks and a range of schools including South Camberley Primary (Good). The area is very affluent with excellent mobile signal and average broadband speeds, making it convenient for work and leisure.
Buyers should note material considerations: this is a leasehold Shared Ownership property with 106 years remaining on the lease and an annual rent increase each April. The local crime rate is high, which may affect buyer choice and insurance costs. Prospective purchasers should check eligibility for Shared Ownership, confirm affordability calculations (including service charge and rent) and seek independent legal and mortgage advice regarding lease length and future staircasing options.
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