Summary - NORTH COURT FLAT 43 UPPER CHARLES STREET CAMBERLEY GU15 3GX
1 bed 1 bath Flat
30% shared ownership available for £58,500 based on £195,000 valuation
Only 5% minimum deposit required on the 30% share
Private balcony with open-plan living and natural light
Allocated off-street parking included
106 years remaining on the lease
Monthly rent £421.37; service charge £195.03 monthly
Annual rent increase applies every April
Higher local crime rate; electric room heating only
This bright one-bedroom shared ownership apartment in Camberley offers an affordable entry to homeownership with a 30% share priced at £58,500. The open-plan living area flows onto a private balcony, and the home benefits from allocated off-street parking and an EPC B rating—practical features for a first home or commuter base.
Running costs are clear: monthly rent of £421.37 plus an average service charge of £195.03, giving a total monthly charge of £616.40 (mortgage on the 30% share required). The lease has 106 years remaining. Heating is electric room heaters and the building has system-built walls with external insulation and double glazing fitted after 2002.
Be aware of notable negatives: the area records higher crime levels, heating is electric which can raise fuel bills, and the service charge is moderate at £2,340.36 per year. There is an annual rent increase each April under the shared ownership terms. Prospective buyers should check eligibility rules and confirm mortgage availability given the leasehold/shared ownership tenure.
Overall this property suits a first-time buyer seeking low upfront costs and good local links to transport and town amenities, but buyers should factor ongoing rent, service charge, and electric heating into affordability calculations.
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