Summary - 39 ROCHESTER STREET CHATHAM ME4 6RT
3 bed 1 bath Terraced
Characterful home with lower-ground family hub and small garden, suited to over-60s.
Large three-bedroom Victorian terrace over three floors
A substantial three-bedroom Victorian terrace arranged over three floors, presented in good decorative order and retaining many original features. The lower-ground floor provides a generous family/dining hub that opens onto a small rear garden — a practical layout for downsizers wanting separate living and entertaining spaces. The property benefits from double glazing, gas central heating and solid brick construction dating from the early 20th century.
This house is offered with a Home for Life Lifetime Lease example price of £215,000 for buyers aged 60+ (market value shown £325,000). The Lifetime Lease lets qualifying purchasers buy a share of the property (up to 50%) and typically offers substantial savings versus full market purchase; the exact cost depends on age and personal circumstances. Alternatively the property can be purchased outright at the full market price.
Practical considerations: the plot is small, there is only one bathroom and the solid brick walls are assumed to have no cavity insulation, so further insulation or energy upgrades may be required. The local area is classed as very deprived with very high crime rates, although the house is within walking distance of the railway station and several well-regarded schools, and benefits from fast broadband and excellent mobile signal.
Overall this house will suit over-60s looking for a characterful, low-maintenance home with flexible living space and a garden, or buyers prepared to invest in modest energy/insulation improvements and to accept the neighbourhood challenges.
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