Summary - 140 ST BERNARDS AVENUE LOUTH LN11 8BJ
2 bed 1 bath Apartment
Investment-ready flat with tenant already in place and a private garden.
- Tenant in situ — ready for continued rental income
- 110 years remaining on a 125‑year lease (from 2001)
- Two bedrooms, separate living room and kitchen
- Private rear garden, small front garden and off‑street parking
- Requires internal refurbishment and cosmetic updating
- EPC mid C (around 68) — potential improvement opportunity
- High local crime rate — may affect insurance and tenant demand
- Low council tax (Band A) and low ground rent (~£10)
A straightforward buy-to-let opportunity in Louth with a tenant in situ and 110 years remaining on the lease. The apartment occupies the first-floor of a mid‑20th century semi and provides two bedrooms, a separate kitchen, living room and a modest rear garden with a patio. Off‑street parking and a small front garden add practical appeal.
The flat will suit an investor or buyer willing to carry out cosmetic updating — the accommodation is average sized and appears to need internal refurbishment to modernise finishes and improve EPC performance (EPC around mid C). Services are understood to be connected but have not been tested; buyers should arrange their own inspections.
Location is a key selling point: central Louth position with local shops, schools and amenities nearby and good broadband and mobile signals. Council tax is low (Band A) and the long lease (110 years remaining) plus low ground rent are practical advantages for a new owner.
Important negatives: the property is in a high-crime area which may affect rental demand or insurance costs, and it requires updating to maximise rental value. The tenure is leasehold (started 2001, 125-year term) so purchasers should confirm service charges and remaining lease details before purchase.
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