Summary - 20 SOUTH MEWS CARDIFF CF10 4DR
2 bed 2 bath Apartment
Two-bed Cardiff Bay apartment with private roof terrace and two parking spaces — tenant in situ until Feb 2026.
South-facing private roof terrace (large usable outdoor space)
A top-floor, contemporary two-bedroom apartment in the heart of Cardiff Bay, offered with a rare private south-facing roof terrace and two allocated parking spaces (one undercroft). The open-plan living area includes a modern fitted kitchen with integrated appliances and a Smeg gas hob; the master bedroom benefits from an en suite and there is a second double bedroom with access to the main bathroom.
This property is sold leasehold with 967 years remaining, a monthly service charge of £267 (which includes mains gas central heating and water) and an annual ground rent of £220 (RPI-linked; next review in ten years). The apartment is currently tenanted until February 2026 at £1,300 pcm, so it can be purchased with the tenant in situ or with vacant possession from that date.
For investors the figures are straightforward: at the asking price of £230,000 and current rent of £1,300 pcm, the gross annual yield is approximately 6.8% (before costs). For owner-occupiers this apartment offers a low-maintenance urban base with significant outdoor space for city living, but note earliest vacant possession is February 2026 if purchased with the current tenancy.
Be realistic about the local context: Cardiff Bay is a lively, amenity-rich area but the immediate neighbourhood records very high crime and significant area deprivation. There is no flood risk; utilities and heating are mains-connected and glazing and insulation meet modern standards.
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