Character cottage with countryside views and Lifetime Lease option for over-60s.
Home for Life Lifetime Lease option for buyers aged 60+
A charming two-bedroom Victorian semi-detached cottage in elevated Mow Cop, offered with a Homewise Lifetime Lease option for buyers aged 60+. The property sits on a large plot with panoramic countryside views, attached garage and a paved, low-maintenance rear garden with two patio areas.
Internally the layout is traditional and sociable: an open-plan lounge/dining room, separate kitchen, and a four-piece bathroom. Two double bedrooms sit on the first floor. The home is characterful but dated in places (1970s living room decor), so it suits someone wanting to modernise rather than move in completely finished.
This listing is shown with a Homewise Home for Life guide price of £134,000 (typical saving quoted c.33% from the £200,000 market value) for eligible over-60s who wish to buy a Lifetime Lease or a partial share (up to 50%). The full market price of £200,000 remains available to other buyers; the exact Lifetime Lease price depends on age and circumstances.
Practical points: the property is chain free and reportedly freehold (buyers should verify). Heating is mains gas boiler and radiators; glazing is double but install date is unknown. Broadband speeds are slow and cavity walls are likely uninsulated, so budget for energy upgrades and modernisation where needed.