Affordable two-bed ground-floor flat — buy 100% or 50% shared ownership, gated parking.
Ground-floor corner flat with private entrance and patio to communal garden
This ground-floor two-bedroom corner flat offers practical, low-maintenance living with private access and patio doors onto a secluded communal garden. The open-plan lounge/diner and fitted kitchen provide an easy, modern layout. The master bedroom benefits from an en-suite shower and there is a second good double bedroom plus a main bathroom.
The property is offered as either 100% ownership at £140,000 or a 50% shared-ownership option at £70,000 (subject to housing association criteria). Leasehold tenure with 137 years remaining. Annual service charge is currently £1,651.08 and shared-ownership rent (if applicable) is £2,752.80 per year. There is gated residents’ parking with coded access and no ground rent.
Practical drawbacks are clear: heating is by electric room heaters rather than gas central heating, which can be more costly; the area records higher crime and very deprived local indices; and service charges and annual rent for the shared-ownership option apply and are reviewed yearly. Buyers should verify all details, check suitability for their needs and consider a survey for mechanical and electrical systems.
This home will suit first-time buyers or downsizers seeking an affordable entry into ownership close to local shops, buses and commuter routes. The property’s modern build date, double glazing and proximity to transport links make it a pragmatic choice for someone prioritising convenience over period character.
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