Second-floor retirement flat with communal gardens and parking; lease term may restrict mortgages.
70% shared ownership offered at £77,000
A purpose-built two-bedroom second-floor apartment in Ravenscourt, offered as a 70% shared ownership at £77,000. Set back from Starbeck High Street, the flat occupies a peaceful position at the rear of a well-managed retirement development with communal gardens and a large residents’ car park.
The apartment has practical, modern fittings including a recently refitted kitchen, double glazing, gas central heating, a modern electric fireplace in the lounge, and a shower room with tiled walls. There is lift access and a lockable store on the landing, which aids day-to-day convenience for residents.
Important — the lease has 51 years remaining (60 years from Nov 2015) and lenders may refuse mortgages on this term. Buyers will also be subject to a suitability interview by the housing association and a service charge (amount tbc). These factors limit mortgage options but make the flat suitable for cash buyers or those prepared to seek specialist lending.
Overall this is a sensibly priced retirement-flat option for someone seeking a low-maintenance, centrally located Harrogate base with communal support and parking, provided they accept the short lease and shared-ownership conditions.
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