Summary - 7 Rutherford Farm Cottage TD5 8NP
2 bed 1 bath Terraced
Character cottage with garden and scope for improvement near Kelso.
South-facing cottage with expansive private garden and off-street parking
Flexible layout: two double bedrooms or three with minor reconfiguration
Stone-built property likely without wall insulation; heat loss risk
Requires full programme of upgrading and general renovation throughout
Oil-fired boiler and radiators; heating dependent on oil supply
EPC rating E; energy efficiency and running costs likely high
Uninterrupted rural Borders views; short drive to Kelso amenities
Located in an ageing rural neighbourhood and statistically very deprived area
Set well between Kelso and St Boswells, this traditional stone cottage offers flexible family living with far-reaching Borders views. The house sits in a south-facing plot with an expansive private garden and off-street parking — ideal for outdoor life and children’s play. Inside, two double bedrooms (or three with minor reconfiguration), a characterful living room with exposed beams and a bay window, and several adaptable reception rooms make the layout versatile.
The property requires a programme of upgrading: cosmetic and more significant work is needed throughout. The building is stone as built with no assumed wall insulation, the heating is oil-fired with a boiler and radiators, and the current EPC is E. Buyers should budget for improvements including insulation, modern glazing/heating upgrades, and general refurbishment to achieve contemporary energy performance and comfort.
This house will suit buyers seeking character and scope rather than a move-in-ready home — families wanting outdoor space, buyers who value rural tranquillity, or those looking to add value through renovation. Local services are a short drive away in Kelso, which provides schools, shops and amenities; the immediate neighbourhood is an ageing rural area with limited local provision. Council Tax is low (Band B), and the home is freehold with no flood risk.
Practical points to note: oil heating means ongoing fuel costs and future replacement risk; solid stone walls will benefit from professional insulation works; and the property sits in a very deprived statistical area, which can affect access to some services and funding. For the right buyer this cottage offers character, land, and strong potential once upgraded.
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