Summary - Saffron Central Square, Croydon, Surrey CR0 2FT
2 bed 2 bath Flat
Low-maintenance retirement living with communal facilities and strong transport links.
Seventh-floor two-bedroom apartment with balcony and communal garden
Open-plan living space; master bedroom with en-suite bathroom
Long lease (987 years) and chain-free for a straightforward purchase
Home for Life example price £192,000 for eligible over-60s (indicative)
Small overall size — approximately 499 sq ft
High annual service charge (£6,300) and above-average council tax
Area has high crime and very high deprivation — check local suitability
Building benefits: lift, on-site gym, secure entry, double glazing
A bright seventh-floor apartment offering compact, modern living in central Croydon. The open-plan lounge and fitted kitchen create a practical social space, while two double bedrooms (one with en-suite) suit occasional guests or a home office. A balcony and communal garden extend the living area outdoors.
This property is marketed with a Home for Life Lifetime Lease example price of £192,000 for buyers aged 60+, reflecting an indicative saving (around 33%) against the full market price of £290,000. The plan allows purchase of up to a 50% share to safeguard capital; actual price depends on age and circumstances. Leasehold terms are long (987 years) and the building has lift access and an on-site gym.
Material costs and practical points to note: the apartment is small (about 499 sq ft) and sits in an area with higher crime and very high area deprivation. Service charge is substantial at £6,300pa, ground rent is £350pa and council tax is above average—these create meaningful ongoing costs. The building is modern (post-2012) and double-glazed, with community mains gas heating.
This flat will suit an over-60 buyer seeking a low-maintenance, well-connected base with communal facilities, or an investor targeting rental demand near East and West Croydon stations. It is chain-free and ready for immediate occupation, but buyers should check personal suitability for the Lifetime Lease option and verify all financial and tenure details with their solicitor.
2 bedroom flat for sale in Saffron Central Square, Croydon, Surrey, CR0 — £290,000 • 2 bed • 2 bath • 499 ft²
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