Summary - Flat 20 St. Stephens Court, Pottery Terrace NP20 2NX
2 bed 1 bath Apartment
Chain-free two-bedroom apartment with parking and long lease — ideal first-time buy or investor project..
Two double bedrooms with abundant built-in storage
Open-plan kitchen/reception room — flexible living space
Allocated off-street parking space included
Chain-free sale with long lease (approx. 115 years)
Council Tax Band A — low council costs
Heating via electric room heaters; no central heating
Annual service charge ~£1,736.96 and ground rent £275
Area: high crime and very deprived — impacts desirability
This first-floor, two-bedroom apartment in St Stephens Court is offered chain-free and presents a practical entry into homeownership or a straightforward buy-to-let opportunity. The open-plan kitchen/reception creates a flexible living space, while two double bedrooms and plentiful built-in storage make daily living convenient. An allocated off-street parking space is included — a notable benefit in this city location.
Practical running costs include council tax band A and a remaining lease of about 115 years, giving long-term security for owners. The building is relatively modern with double glazing and good broadband and mobile coverage, helping keep the property comfortable and connected. There is no flood risk recorded for the site.
Important drawbacks are factual and should be considered: heating relies on electric room heaters rather than central heating, and the annual service charge and ground rent are approximately £1,736.96 and £275 respectively. The area scores high for crime and is classed as very deprived, which will affect desirability for some buyers and could influence rental prospects or resale values.
For a buyer prioritising affordability and simplicity, this apartment delivers a ready-made home with room to personalise. Investors should factor in the service charges, local market conditions and the building’s heating arrangement when assessing yields. Overall, the property is a sensible, budget-friendly option with clear strengths and transparent, manageable drawbacks.
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