Summary - MORETON HOUSE, 3 - 4 FLAT 2 EMBANKMENT GARDENS LONDON SW3 4LJ
1 bed 1 bath Flat
Bright lower-ground garden flat in SW3 — strong location but short lease demands cash or lease extension.
Private rear garden with direct access
Generous reception room; high ceilings and large windows
Approx 657 sq ft (61 sq m) garden flat, lower-ground
Short lease — ~20–21 years remaining; lenders likely to refuse
Best for cash buyers or investors due to lease length
Electric storage heating; secondary glazing in place
Timber frame building with assumed no insulation; upgrade potential
Lift in block; council tax above average
A well-presented lower-ground garden flat in Chelsea’s Embankment Gardens, offering a generous reception room, separate kitchen and private rear garden. The apartment’s high ceilings, large windows and neutral finish create bright, adaptable living space of approximately 657 sq ft (61 sq m). Lift access to the block and a peaceful garden aspect behind the building add everyday convenience and appeal.
Important practical note: the flat is held on a short lease (around 20–21 years remaining). Many mortgage lenders refuse lending on properties with such limited terms, so this is most suitable for a cash buyer or an investor prepared to address lease extension costs. Ground rent is modest at about £100 per year.
The property is heated by electric storage heaters and has secondary glazing. The building dates from before 1900 and has timber-frame walls with no assumed insulation, so ongoing maintenance or improvements (insulation, heating upgrades, targeted kitchen/bathroom refit) are realistic ways to increase comfort and value.
Located next to the Thames in SW3, the flat benefits from excellent local amenities, fast broadband and strong public transport links, plus several highly regarded schools nearby. For buyers seeking a Chelsea address with a private garden and immediate occupancy potential, this apartment offers attractive immediate use and clear scope for value-add — provided the lease issue is accepted or resolved.
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