Summary - 8, WHITEHILL TERRACE, LARGO ROAD, ST. ANDREWS KY16 8RN
4 bed 2 bath Flat
Characterful four-bedroom flat with private garden, ideal for student lets.
HMO licence for four occupants — immediate rental use
A well-located first-floor duplex in the heart of St Andrews, offered with an existing HMO licence for four occupants — ideal for a buy-to-let investor targeting the student market. Period features including high ceilings, bay window and a feature fireplace give the flat character that appeals to renters seeking traditional St Andrews accommodation. The layout provides four double bedrooms, a box room and two shower rooms across two levels, supporting flexible letting or shared occupancy.
The property benefits from gas central heating, double glazing and a private rear garden with patio — useful for tenants and improving lettability. The sale may include freestanding white goods (cooker, fridge, freezer, dishwasher, washing machine), though no guarantees are provided for these items, so budget for replacements if needed.
Practical points: the flat is freehold, approximately 1,185 sq ft, and lies in a busy student neighbourhood with consistently strong rental demand, but the wider area is classified as deprived and council tax is above average. Investors should factor in ongoing maintenance of a period building and potential refurbishment to maximise yields and long-term capital growth.
Overall this is a turn-key HMO opportunity in a prime university town location with period charm, good rental credentials, and some straightforward updating potential for improved returns.
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