Summary - The Wharf, St. Ives, Cornwall, TR26 TR26 1PU
1 bed 1 bath Flat
Stunning uninterrupted bay vistas, ideal for downsizers or holiday income near sandy shores.
Panoramic uninterrupted harbour and bay views from front rooms
Prime harbourfront location, steps from sandy beaches and amenities
Leasehold with 919 years remaining and small £75 ground rent
Used as a holiday let; flexible sleeping layout for extra guests
High flood risk — important for insurance and resilience planning
Older building: granite walls likely uninsulated; retrofit may be needed
Double glazing installed pre-2002; energy efficiency may be limited
Local area: above-average crime and higher deprivation indicators
Set on St Ives’ harbour edge, this one-bedroom flat delivers uninterrupted panoramic views across the harbour and out to Gwithian. The open-plan living, dining and kitchen flows to the large front windows so the sea is the constant backdrop — great for anyone wanting a coastal base or a proven holiday-let layout. At about 463 sq ft it’s a comfortable size for two, with the bedroom also enjoying the outlook.
Practical details: the building dates from before 1900 with granite walls (assumed uninsulated), double glazing fitted before 2002, and mains gas heating via boiler and radiators. The lease is long (919 years remaining) with a modest ground rent of £75, but the property is leasehold. It has been used successfully as a holiday let and offers flexibility for extra beds in the living area to increase income or guest capacity.
Be upfront about the negatives: the location is in a high flood-risk zone and the local area records above-average crime and relative deprivation indices. The building’s age and likely lack of wall insulation mean buyers should budget for any comfort or energy-efficiency upgrades. Viewing is essential to appreciate the location, outlook and to assess condition in person.
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