Summary - Apartment 11 The Bank, 97-100, Bute Street CF10 5AS
2 bed 2 bath Apartment
Spacious two-bedroom waterside home steps from Mermaid Quay and transport links.
Grade II listed Victorian conversion; only 15 residences
A rare two-bedroom apartment within one of only 15 residences in a restored Grade II listed Victorian building, located a short walk from Mermaid Quay and Cardiff Bay transport links. The conversion completed in 2019 pairs original high ceilings and ornate entrance features with contemporary fittings, including quartz worktops, integrated NEFF appliances and designer bathrooms by CP Hart with Mandarin Stone tiling.
Internally the layout is spacious (circa 958 sq ft) with an open-plan living, dining and kitchen featuring a floor-to-ceiling anthracite window and engineered oak flooring. The master bedroom benefits from fitted wardrobes and an en-suite with underfloor heating; the second double bedroom is also generous. Practical features include abundant built-in storage, mechanical ventilation with heat recovery, smart central heating control and pre-wired points for Virgin Media/BT/Sky.
Buyers should note this is a leasehold apartment (approximately 121 years remaining) with an average service charge of £2,856 pa and small ground rent of £150 pa. Listed status may restrict alterations and could complicate some insurers or lenders; any intended changes will need consent. The immediate area is lively and well connected, but crime statistics and local deprivation are recorded as high, which some buyers may weigh against the central waterside location.
Overall this property suits someone seeking a characterful, turnkey city-base or a lettable Cardiff Bay investment, provided they accept leasehold costs and listed-building constraints.
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