Summary - 9 ASHFORD STREET STOKE-ON-TRENT ST4 2EH
6 bed 2 bath Terraced
Income-producing student HMO let until June 2026, close to campus.
Six-bedroom HMO close to Staffordshire University
A red-brick, Victorian mid-terrace converted into a six-bedroom HMO, positioned a short walk from Staffordshire University. The property is currently let to students on a managed, bills-inclusive model producing a gross income of £28,224 pa (based on £98 pw per tenant and a 48-week year). The tenancy runs until 30 June 2026, offering immediate rental return for a purchaser.
Internally the house is fitted for HMO use: an open-plan ground-floor kitchen/living area, two ground-floor bedrooms and bathroom, plus four first-floor bedrooms with shower room and WC. The property benefits from gas central heating, double glazing and recently fitted kitchen and bathroom suites, making it readily lettable with only routine HMO maintenance required to maintain standards.
Important points to note: EPC band E (51) and a solid-brick Victorian construction likely without cavity insulation; the plot is small with a narrow paved rear yard. The street is within a high-crime and deprived local area classification, which can affect tenant demand and long-term capital growth. The current income is secure until summer 2026, after which rents could be reviewed to market levels.
This is a clear prospect for a buy-to-let investor seeking immediate income from student accommodation close to campus. It suits investors able to manage a multi-let within an urban, higher-risk neighbourhood and who will budget for ongoing HMO compliance, periodic redecoration, and potential insulation or energy-efficiency improvements to raise EPC rating.
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