Summary - 81 GILLINGHAM ROAD GILLINGHAM ME7 4RS
2 bed 1 bath Terraced
Affordable town-centre downsizer with Lifetime Lease savings for over-60s.
Victorian terraced house with two bedrooms and small footprint (≈396 sq ft)
Homewise Lifetime Lease example price £145,500 (market £220,000)
Gas central heating, double glazing, modern kitchen and shower room
Front and rear gardens; off-street parking possible with consent to drop kerb
Cellar included; useful storage but confirm condition and access
Requires cosmetic updating; visible wear, decorator’s work needed
Area has above-average crime and signs of wider local deprivation
Freehold tenure; buyers must verify planning/permissions and services
This compact Victorian terraced home on Gillingham Road offers an affordable entry into the town, with a Homewise Lifetime Lease example price of £145,500 (market value £220,000). The property is freehold and is being promoted as suitable for over-60s under the Home for Life scheme, allowing customers to buy up to 50% share and typically save 20–50% depending on age and circumstances. Gas central heating, double glazing, a modern kitchen and shower room are already in place.
Internally the house is small (circa 396 sq ft) with two reception rooms, two bedrooms and a useful cellar. The layout suits someone wanting low-maintenance living or a downsizer seeking proximity to Gillingham High Street and transport links. There is a front and rear garden and potential for off-street parking subject to obtaining the necessary drop-kerb consents.
The home does require some updating and cosmetic attention — typical wear and tear is visible and some decoration is needed. The property sits in an area of above-average crime and wider local deprivation, which may be important to consider for resale or personal safety. Buyers should verify all measurements, tenure and any necessary permissions; services and appliances are not guaranteed to be in working order.
Overall this is a budget-friendly, small retirement/downsizing option with immediate practicality and longer-term safeguarding possibilities via the Lifetime Lease. It will suit a buyer who prioritises location and affordability and is prepared to carry out light refurbishment or accept a compact footprint.
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