CT1 2BF - 2 bed ground floor retirement flat in The Causeway, CT1 2BF

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2 bedroom ground floor flat for sale in The Causeway, Canterbury, Kent, CT1

Summary - DEANS MILL COURT FLAT 2 THE CAUSEWAY CANTERBURY CT1 2BF

2 bed 1 bath Ground Flat

Two bedroom apartment with lift access near Canterbury centre.
Two-bedroom ground-floor retirement apartment, approx. 507 sq ft
This ground-floor two-bedroom apartment sits within a purpose-built retirement block a short walk from Canterbury city centre. The building offers lift access, a communal garden and warden-assisted facilities, making daily life easier for residents aged 60 and over. It is chain free and presented as a practical, compact home of approximately 507 sq ft.

The property is being offered through Homewise’s Home for Life Lifetime Lease option for over-60s; the guide Lifetime Lease price shown is £91,500 (market value £130,000). The Homewise plan typically reduces the upfront cost by 20–50% depending on age and circumstances and allows purchasing up to a 50% share to safeguard value. Buyers should obtain a personalised quote and confirm exact terms before committing.

There are important matters to note: the lease has around 68 years remaining, which some mortgage lenders may consider too short and could refuse to lend on. Service charges are high at £6,370 pa and ground rent is £500 pa; both will affect running costs. Heating is by electric storage heaters and the flat requires modernisation in places, so budget for updating and ongoing costs. The property sits in an area with higher crime and relative deprivation, and there is a medium flood risk to be aware of.

For a purchaser aged 60+ seeking a low-maintenance, centrally located retirement home with on-site support and lift access, this apartment presents immediate convenience and potential to modernise to personal taste. Verify lease, lending options, service charge details and suitability for the Lifetime Lease scheme with solicitors and lenders before proceeding.

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