Chain-free retirement flat needing light modernisation; short lease — specialist advice advised..
Two bedroom first-floor flat in over-65s retirement complex
Approximately 432 sq ft — compact, easy-to-manage accommodation
Short lease — ~59 years; lenders may refuse mortgages
No upward chain — vacant possession potential
Requires some modernisation to kitchen and bathroom
Service charge about £359 per quarter (includes insurance, ground rent)
Communal front and rear gardens; double glazing and gas heating
EPC band C — reasonable energy efficiency
A compact two-bedroom first-floor flat within an over-65s retirement complex, offered chain free and ready for a new owner who wants a manageable home close to local amenities and transport. The property benefits from gas central heating, double glazing and communal gardens at the front and rear, providing low-effort outdoor space and a pleasant outlook.
Practical but in need of some modernisation, the flat measures approximately 432 sq ft and has a C EPC rating. The layout is traditional with a lounge, kitchen, two bedrooms and a bathroom; the kitchen and bathroom show signs that simple updating would add immediate comfort and value.
Important to note: the lease is short at around 59 years. That length will significantly limit mortgage options — many lenders may refuse to lend — and buyers should seek specialist mortgage advice and legal confirmation before committing. Service charges are approximately £359 per quarter, covering ground rent and buildings insurance, so factor ongoing running costs into affordability.
This is a straightforward opportunity for an over-65 buyer seeking a small, low-maintenance home in a retirement community, or an investor who can purchase with cash, address the refurbishment and manage lease-extension or alternative financing. Full legal and technical checks are recommended due to the lease length and refurbishment need.