ME4 3JA - 2 bed top floor river views in St. Marys Island, ME4 3JA

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2 bedroom apartment for sale in Dunlin Drive, St Mary's Island, Chatham, Kent, ME4

Summary - Dunlin Drive, St Mary's Island, Chatham, Kent ME4 3JA

2 bed 2 bath Apartment

Light-filled two-bedroom apartment with en-suite and undercroft parking.
- Top-floor apartment with panoramic St Mary’s Island and river views
- Two double bedrooms; main bedroom includes an en-suite shower
- Open-plan living/kitchen area (approx 26' x 12'6) with strong natural light
- Undercroft allocated garage parking; lift to ground floor
- Leasehold with circa 240 years remaining
- Service charge c. £3,981pa and ground rent c. £486pa (budget accordingly)
- Eligible over-60s Lifetime Lease example price £204,500 (market £310,000)
- Council tax above average; suitable as a retirement/downsizing home
Set on the top floor of a modern block on St Mary’s Island, this two-bedroom apartment offers exceptional water and island views from the open-plan living space. The property is presented in move-in condition with double glazing, gas central heating and a main bedroom with an en-suite—ideal for someone seeking low-maintenance living close to shops and leisure amenities.

This home is offered with eligibility for a Home for Life Lifetime Lease for over-60s; a guide Lifetime Lease price for this property is £204,500 (market value £310,000). The plan typically reduces the purchase price by around 33% (savings vary by age and circumstances) and allows buyers to purchase up to a 50% share to safeguard capital. The flat has a long lease (circa 240 years) and allocated undercroft garage parking accessed via lift.

Practical costs to note: the property is leasehold with a service charge (c. £3,981 pa) and ground rent (c. £486 pa), and council tax is above average. The apartment’s 683 sq ft layout and communal setting suit downsizers or those seeking a low-upkeep riverside base rather than buyers wanting a large private garden or very low running costs.

For buyers over 60 the Lifetime Lease can make this attractive as a retirement or downsizing purchase; for others the full market price and standard leasehold costs apply. All measurements, tenure and financial calculations should be verified by your solicitor and any Homewise quotation should be personalised using their calculator or advisory service.

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