Chain-free two-bed with parking and communal gardens — lease under 80 years, lender checks advised.
Second-floor two-bedroom flat, chain free
A bright, chain-free two-bedroom apartment on the second floor, set in a tucked-away development in East Finchley. The flat offers a spacious lounge with large windows overlooking well-maintained communal gardens, two bathrooms and off-street parking — practical features for everyday living or a rental let.
The property is presented in good condition but has some clear upgrade needs: the fitted kitchen is dated and would benefit from modernisation, and heating is by electric room heaters rather than central gas. These are straightforward improvements that would increase comfort and rental appeal.
The lease has approximately 73 years remaining; this is a material issue for many lenders and could restrict mortgage availability or require a specialist lender. Annual costs include a service charge of about £2,000 and a ground rent currently £150 pa (contracted to reduce to a peppercorn in 2099). Buyers should factor in lease extension costs and confirm lending options before committing.
Located in an affluent, well-connected N2 neighbourhood with fast broadband, excellent mobile signal and low crime, the flat suits first-time buyers seeking a manageable home close to green spaces and good schools, or investors looking for a straightforward urban let. The convenience of off-street parking and communal gardens adds practical appeal in this inner‑city setting.